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Discounts

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Shelter offers generous premium discounts for condominium insurance. They may not be offered in all states, or may be offered under different terms.


Companion Policy Discount

Premiums may be discounted if you own a qualifying Shelter Insurance® auto insurance policy in addition to your home or renters policy.

Protective Devices Credit

Get a discount for having the following devices on your property:

  • An approved alarm system
  • At least one fire or smoke alarm on each level of the dwelling
  • Dead-bolt locks on all exterior doors and all accessible doors and windows

Claim-Free Discount

Maintain your insurance policy for at least six consecutive years without a claim and get a discount on your premium. The discount will apply on all subsequent renewals.

The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.