‌Get some fancy new gifts over the holidays? Something shiny for your hand…or wrist, or neck? Or maybe a new set of golf clubs, a hunting rifle, a piano? Whatever it is, you probably treasure it, and you'd be really upset if something happened to it. The right insurance coverage can help you replace it quickly should something happen.

Although some items may be covered under a homeowners policy, there are limits that may not be high enough to replace everything. That's where a personal articles policy comes in. A personal articles policy can help you replace valuable personal belongings if they are destroyed or damaged.

To know how much coverage you need, you should take an inventory and pictures of your valuable items and how much it would cost to replace them. Shelter's personal articles policy covers all these items and more:

• Jewelry
• Furs
• Fine Art
• Guns
• Silverware
• Coins
• Stamps
• Musical Instruments
• Photography Equipment
• Bicycles
• Golf Equipment 
• Golf Carts
• Livestock‌
• Small Portable Power Tools
• Contractors Equipment
• Farm Machinery
• Lawn Tractors/Mowers

Take your inventory list and pictures to your Shelter agent who can explain how much coverage you may currently have and compare it to what you need.

• Coverage for Your Home

  

  Your peace of mind is important to us – review the wide range of coverage options our home insurance policy provides. 

  Read About It

• Coverage for Your Prized Possessions

  

  Ever lost or damaged something valuable to you? We can help – check out our personal articles insurance policy.

  Learn About It

• Storing Your Stuff

  

  Running out of space? You may consider renting a storage unit – it’s a great way to temporarily store your stuff! Read more to understand how to protect your stuff while it’s there.

  Learn More