Preparing for Spring Storms

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Spring brings warmer weather, blooming flowers and a nice change from the bitter winter weather. Although spring brings many things to look forward to, it also can bring storms which can lead to flooding, hail, lightning strikes, heavy rains and more. Knowing how to take precautions can help ensure your spring season goes by smoothly.

Know Your Coverage

Knowing what your insurance covers is important so you’ll know what to expect if you have storm damage. Most homeowners policies cover damage from hail, wind and lightning, but not damage from a flood. Make sure to also check what your auto policy will cover in case the spring storms cause damage to your vehicle. Your Shelter Agent can help answer questions.

Prepping Your Home

First, check your gutters and downspouts. Remove any foliage or buildup that might have accumulated so rainwater drains properly - preventing leaks, water damage and flooding. Repair any cracks or holes in your gutters and downspouts A healthy gutter system will prevent damage to your foundation, which is the building block of a healthy home.

It would also be a good idea to inspect your roof for any loose shingles that could blow away during a storm. Exposed sections of your roof without shingles in place can cause leaking that could seep into your walls. Spotting problems before a storm has the chance to damage your roof can save you money and time in the future.

Road Safety

With weather conditions changing you may encounter hail, lightning, potholes and more while driving. Before you get on the road, be aware of the weather and have a way to keep up with weather updates if you find yourself driving through a storm. Driving through heavy rains makes it easier for you to lose control of your vehicle. Slow down and give yourself more time to stop and increase your following distance from vehicles.  If you need to, pull off to the side of the road or pull into a covered structure such as a gas station that can offer your vehicle shelter.

Prepping Your Car

Check your tire pressure to make sure they are at the right PSI since the weather might be warmer out. Wash your car to get rid of the unwanted salt and debris that your vehicle might have picked up on the grimy roads. Make sure to focus heavily on washing the undercarriage of your car since that’s where most of the salt and debris is picked up. Not getting the salt off your car can cause corrosion to your paint and rust on your undercarriage over time. Provide your car with an extra layer of protection by waxing it this spring.

Take these simple precautions so you can have a safe spring and lessen your chances of having to file a claim this storm season.

• Removing Debris After a Storm

  

  No matter how much you prepare for it, you can still have storm damage to your home or vehicles. If you have debris to clear, check these tips first.

  See Tips

• Roof Maintenance

  

  Whether or not you have roof damage from a storm, it’s a good idea to inspect your roof for potential problem areas. 

  Here's How

• Hail Damage

  

  Did you recently experience hail damage? If you got lucky, check these tips to help you avoid getting dinged next time.

  Avoid Dings