Shelter business owners insurance offers protection for the following covered losses and liabilities.
Covered Losses
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- Fire
- Lightning
- Wind or hail
- Explosions
- Riot or civil commotion
- Property loss caused by vehicles
- Damage by aircraft
- Smoke
- Vandalism
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- Collapse of buildings
- Breakage of glass
- Theft
- Falling objects
- Weight of ice, snow, or sleet
- Water heating system loss
- Chemical or acid spills
- Accidental damage to building
- Spilled paint
Covered Liabilities
- Lawsuits based on your negligence
- Property damage legal liability
- Medical expenses for others injured on premises
- Damage to others' property
- Nonowned cars
The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.