Shelter apartment owners insurance offers protection for the following covered losses and liabilities.
Covered Losses
- Fire
- Lightning
- Wind or hail
- Explosions
- Damage by non-owned vehicles
- Smoke
- Riot or civil commotion
- Damage by aircraft
- Vandalism
Optional Losses
Shelter's special form coverage protects against accidental direct physical loss. It also can cover the following losses:
- Breakage of glass
- Actions of thieves
- Falling objects
- Weight of ice, snow, or sleet
- Collapse of buildings
- Escape of water from plumbing
- Freezing of plumbing
Covered Liabilities
- Lawsuits based on your negligence
- Property damage liability for fire, explosions, and water
- Medical expenses for others injured on premises
- Damage to others' property
- Damage caused by others' cars
- Personal injury
The product information contained on this website is informational only and not a statement of contract. All coverage options are subject to the provisions of the policy purchased and details of the policyholder's situation.